Cope Marine Finance Department
Easy & Affordable Marine Financing
Cope Marine has been delivering high-quality, economical marine solutions since 1964. As lifelong water-sports enthusiasts, nothing excites us more than helping our customers experience that same thrill on the water with the perfect boat or water-sports product.
We’re also proud to offer financing options for boats up to 25 years old, making it easier than ever to get on the water—whether you’re purchasing new or pre-owned. Our team is here to help you secure a financing plan that fits your budget and gets you boating as soon as possible.
Did you know that around 70% of boat buyers finance their purchase? Securing a loan is often simpler and more accessible than most people expect. Let Cope Marine guide you through the process with confidence and ease.
Full-Service Finance Department
Cope Marine, Inc. has a full-service finance department with over 25 years of financing experience. We work with national and local lenders to help you get the loan you need at the best rate possible. Cope Marine will also appraise your boat!
Other dealers may just send you to one of their banking or financial service partners, but we are here to assist you throughout the entire process.
Q & A
What Credit Score Do You Need for A Boat Loan?
Credit ratings from 700 plus are most frequently sought after by lenders.
How Much Do You Need to Put Down on a Boat?
A standard down payment is 10% however this might vary based on boat age, loan amount, loan length, and credit histroy.
How Long Can You Finance for?
Depdning on financing, you could obtain a loan for up to 20 years.
If you finance a boat for over $25,000, you could get a 15 loan. 20 year loans are available in amounts over $50,000.
Arranging Your Financing Through Cope Marine
Cope Marine is the hand that ensures a hassle-free purchase when you are purchasing a new or used boat. The knowledge and experience of our personnel are readily available to help with the complete transaction, from vessel registration, titling, and closing of the loan.
Advantages of financing your boat through Cope Marine:
- We have long-standing relationships with several national marine lenders.
- We offer extended warranty options to help protect your investment.
Apply Today!
We are here to make the process of purchasing your dream boat as simple as possible. To get a quote, apply now. Our staff will contact you about our available boat financing options!